The Raffles Health Insurance (RHI) Shield Companion is a customised Group Hospital and Surgical (GHS) plan, designed to complement any Shield plans in the market. It acts as a supplement plan, covering both the deductibles and co-payments of a Shield plan up to an agreed limit.
RHI Shield Companion aims to reduce duplication of medical coverage between GHS and your employees' own Private Integrated Shield Plan.
If your employees are already covered under a Shield Plan, you can consider switching them from their standard corporate health plan to an RHI Shield Companion Plan. Any savings as a result of this switch can be credited to your employees' CPF to help finance their Shield Plans.