Group Hospitalisation & Surgical Insurance

Group Hospitalisation & Surgical Insurance (GHSI) for Students


All full-time students of NTU / NIE:

  • International undergraduate students
  • Exchange / Non-graduating students
  • Local and International graduate students and eligible Spouse or Child(ren) on voluntary basis


  1. Only applicable to full-time graduate student’s spouse & child(ren).
  2. Legal spouse aged between 16 and 65 years old.
  3. An unmarried and unemployed child aged between 15 days old and 18 years.


The insurance covers reasonable and customary charges incurred for hospitalisation and/or surgical expenses for treatment for Illness or Injury sought at a Singapore Government Restructured Hospital but subject to policy limits, terms and conditions. The insurance extends to cover outpatient mental health treatment.

Period of Insurance

Start upon your matriculation at NTU / NIE or on a date advised by NTU/ NIE, whichever is later, provided that you have paid the premium.

*The information presented is a summary only.

*Coverage is subject to RHI policy terms and conditions. The information on this website is a summary and is meant as a guide only. Coverage is subjected to the terms conditions and exclusions of RHI’s polices. Any discrepancy between the information on this website and policies is unintentional