Company

Gold Superior, Gold, Classic and Essential Coverage

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Overview

Your employees and their families need the reassurance that wherever they are in the world and whatever happens, they can get prompt access to expert medical treatment and care.

We offer four levels of cover: Gold Superior, Gold, Classic and Essential. These options allow companies to manage their costs and cover depending on what is the most relevant to their business.

Whichever level you choose, each level provides cover for your cancer treatment, in-patient and day-case treatment, plus 28 days emergency cover for the U.S. (cover starts from the date you arrive in the U.S.).

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4 Levels of Coverage

Company Essential

  • Overall annual maximum cover of USD$3.4 million.
  • Full cover for eligible cancer treatment, in-patient and day-case treatment
  • Accident-related dental treatment
  • Optional Assistance cover
  • Optional USA cover

Company Classic

  • Overall annual maximum cover of USD$5.1 million.
  • The benefits of Company Essential, plus:
    • Cover for out-patient treatment, including wellness tests, consultations, therapists and complementary medicine practitioners
    • Vaccinations
    • Cover for full health screening
    • Maternity cover after 10 months membership*
  • Optional Dental cover
  • Optional Assistance cover
  • Optional USA cover

Company Gold

  • Overall annual maximum cover of USD$10.2 million.
  • The benefits of Company Classic, plus:
    • Cover for Out-patient Costs for treatment by a family doctor, Prescribed drugs and dressings, Durable medical equipment
    • Maternity cover after 10 months membership* (with enhanced limits)
  • Optional Dental cover
  • Optional Assistance cover
  • Optional USA cover

Company Gold Superior

  • Overall annual maximum cover Unlimited**
  • The benefits of Company Gold, plus:
    • Unlimited cover for Out-patient Costs for treatment by a family doctor, Prescribed drugs and dressings
    • Maternity cover after 10 months membership* (with enhanced limits)
  • Optional Dental & Optical cover
  • Optional Assistance cover
  • Optional USA cover

*Maternity benefits are payable only after the mother has been a member for 10 months.
**Up to a maximum of USD$3 million per condition

Options Depending On The Size Of Your Business

  1. Medical History Disregarded underwriting term for group size of 5 employees and above.
  2. An option to customize a medical insurance for group size of 60 employees and above.

Please note that a minimum of 3 employees is required for your business to apply for the Company plan.

Disclaimer & Disclosure Statement

Disclaimer

This is only the product information provided by Raffles Health Insurance Pte Ltd. You should seek advice from a qualified adviser if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance future healthcare needs. This brochure is not a contract of insurance. The standard terms and conditions of this plan are provided in the relevant policy contract. Details are correct at the time of printing and may be subject to change in future.

Disclosure Statement

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

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